Canada Education Savings Grant (CESG)

All Canadians are eligible for the basic CESG. It matches 20% of the first $2,500 you contribute to your child’s RESP each year up to a lifetime maximum of $7,200.

Additional CESG
(ACESG)

If your family has an annual net income below $111,732 your child may be entitled to an additional grant on the first $500 you contribute to their RESP each year. This additional 10% or 20% grant is referred to as the ACESG.

Canada Learning Bond (CLB)

Families with lower income can receive $500 in the first year and an additional $100 per year for each year they qualify until their child turns 15. This could add up to an additional $2,000 in grants towards their child’s RESP.

The only way your child can benefit from government grants is if you set up an RESP for them. Did you know a recent Statistics Canada report has shown youth who had access to an RESP were more likely to subsequently enroll in post-secondary studies than those who did not have an RESP.

Start contributing now to your child’s RESP and enjoy the benefits of government grants.

There’s no better feeling than knowing you can give your child an education.

We've collaborated with CST Savings Inc. (CST) to offer you the chance to win 1 of 4 prizes of a $5,000 Registered Education Savings Plan (RESP). That's a grand total of $20,000 in CST RESPs to be won!

Enter the Sweet Dreams contest today, so they can reach for the stars tomorrow.

 

Statistics Canada study from July 2020, “Why are Lower-income Parents Less Likely to Open an RESP Account? The Roles of Literacy, Education and Wealth”.

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